Emerging Market Bank Lending and Credit Risk Control Book

Emerging Market Bank Lending and Credit Risk Control

  • Author : Leonard Onyiriuba
  • Publisher : Academic Press
  • Release Date : 2015-08-03
  • Genre: Law
  • Pages : 738
  • ISBN 10 : 9780128034477

Emerging Market Bank Lending and Credit Risk Control Excerpt :

Using a framework of volatile markets Emerging Market Bank Lending and Credit Risk Control covers the theoretical and practical foundations of contemporary credit risk with implications for bank management. Drawing a direct connection between risk and its effects on credit analysis and decisions, the book discusses how credit risk should be correctly anticipated and its impact mitigated within framework of sound credit culture and process in line with the Basel Accords. This is the only practical book that specifically guides bankers through the analysis and management of the peculiar credit risks of counterparties in emerging economies. Each chapter features a one-page overview that introduces its subject and its outcomes. Chapters include summaries, review questions, references, and endnotes. Emphasizes bank credit risk issues peculiar to emerging economies Explains how to attain asset and portfolio quality through efficient lending and credit risk management in high risk-prone emerging economies Presents a simple structure, devoid of complex models, for creating, assessing and managing credit and portfolio risks in emerging economies Provides credit risk impact mitigation strategies in line with the Basel Accords

Managing Credit Risk Book
Score: 5
From 1 Ratings

Managing Credit Risk

  • Author : John B. Caouette
  • Publisher : John Wiley & Sons
  • Release Date : 1998-11-03
  • Genre: Business & Economics
  • Pages : 452
  • ISBN 10 : 0471111899

Managing Credit Risk Excerpt :

The first full analysis of the latest advances in managing credit risk. "Against a backdrop of radical industry evolution, the authors of Managing Credit Risk: The Next Great Financial Challenge provide a concise and practical overview of these dramatic market and technical developments in a book which is destined to become a standard reference in the field." -Thomas C. Wilson, Partner, McKinsey & Company, Inc. "Managing Credit Risk is an outstanding intellectual achievement. The authors have provided investors a comprehensive view of the state of credit analysis at the end of the millennium." -Martin S. Fridson, Financial Analysts Journal. "This book provides a comprehensive review of credit risk management that should be compulsory reading for not only those who are responsible for such risk but also for financial analysts and investors. An important addition to a significant but neglected subject." -B.J. Ranson, Senior Vice-President, Portfolio Management, Bank of Montreal. The phenomenal growth of the credit markets has spawned a powerful array of new instruments for managing credit risk, but until now there has been no single source of information and commentary on them. In Managing Credit Risk, three highly regarded professionals in the field have-for the first time-gathered state-of-the-art information on the tools, techniques, and vehicles available today for managing credit risk. Throughout the book they emphasize the actual practice of managing credit risk, and draw on the experience of leading experts who have successfully implemented credit risk solutions. Starting with a lucid analysis of recent sweeping changes in the U.S. and global financial markets, this comprehensive resource documents the credit explosion and its remarkable opportunities-as well as its potentially devastating dangers. Analyzing the problems that have occurred during its growth period-S&L failures, business failures, bond and loan defaults, derivatives debacles-and the solutions th

Principles and Practice of Bank Lending Book

Principles and Practice of Bank Lending

  • Author : Leonard Onyiriuba
  • Publisher : Createspace Independent Publishing Platform
  • Release Date : 2018-05-13
  • Genre: Uncategoriezed
  • Pages : 320
  • ISBN 10 : 1975902246

Principles and Practice of Bank Lending Excerpt :

Lending and credit administration nowadays are increasingly becoming core functions in bank management. Equally, they now easily dominate regulatory and stakeholder interests in how banks are run to ensure that they remain liquid and strong going concerns at all times. Incidentally, the two banking activities are carried out within a common framework that defines a bank's risk assets portfolio strategies. The framework comprises the crux of the usually three-pronged lending function - depicted as the three pillars of credit risk management: credit analysis (pillar 1); credit policy and control - also referred to as credit administration or credit compliance (pillar 2); and loan workout, remedial and recovery (pillar 3). Credit analysis institutionalizes a process for assessing credit risk well while credit admin enforces credit control and compliance. Loan recovery follows failure of workout and remedial actions on delinquent loans. The approach to, and methodology for, dealing with issues implied in the pillars have witnessed dramatic changes over time. Yet, the goal of credit risk management remains immutable. Its spirit is geared to ensure that bank lending is efficient and that risk assets portfolio is of high quality. The facts that lending generates the largest earning, as well as riskiest, assets of a bank underscore the need to attain the goal. It is imperative, therefore, that students, practitioners and stakeholders - indeed, everyone having borrowing relationship with a bank - is availed a good textbook that elucidates the subject. This edition of "Principles and Practice of Bank Lending" - now jointly authored by Leonard Onyiriuba (sole author of the first edition) and Ochei Ikpefan - fulfills the foregoing need. It comprehensively covers curriculums on bank lending and credit administration - with tutorials on, and solutions to past questions of, the professional examinations of Chartered Institute of Bankers of Nigeria. It will keep the readers abreast

Risk Management in Emerging Markets Book

Risk Management in Emerging Markets

  • Author : Anonim
  • Publisher : Emerald Group Publishing
  • Release Date : 2016-10-04
  • Genre: Business & Economics
  • Pages : 752
  • ISBN 10 : 9781786354518

Risk Management in Emerging Markets Excerpt :

This book addresses three main dimensions of risk management in emerging markets: 1) the effectiveness of risk management practices; 2) current issues and challenges in risk assessment and modelling in emerging market countries; 3) the responses of emerging markets to the recent financial crises and the design of risk management models.

Modeling with Macro Financial Linkages Book

Modeling with Macro Financial Linkages

  • Author : Ms.Inci Ötker
  • Publisher : International Monetary Fund
  • Release Date : 2009-06-01
  • Genre: Business & Economics
  • Pages : 34
  • ISBN 10 : 9781451872705

Modeling with Macro Financial Linkages Excerpt :

This paper develops a stylized, small, open economy macro model that incorporates an explicit and non-trivial role for financial intermediation. It illustrates how such a model could be used for policy analysis in an emerging market economy where policymakers are concerned about risks associated with rapid credit growth, financial dollarization, and foreign borrowing, while lacking traditional tools to effect monetary policy transmission, and hence could resort to more direct instruments, such as foreign exchange market intervention and regulatory and administrative measures. Calibrating the model to a stylized emerging European economy, the paper simulates real and financial sector implications of various external and policy-related shocks that could be used as input for monetary policy making.

Bank Credit Policy  Administration and Remedial Strategies Book

Bank Credit Policy Administration and Remedial Strategies

  • Author : Leonard Onyiriuba
  • Publisher : Createspace Independent Publishing Platform
  • Release Date : 2017-02-21
  • Genre: Uncategoriezed
  • Pages : 296
  • ISBN 10 : 1543221955

Bank Credit Policy Administration and Remedial Strategies Excerpt :

Bank Credit Policy, Administration and Remedial Strategies is designed to contribute knowledge that would help to stabilize the banking system and stem future global financial crisis. It addresses issues in the long-term implications of the views which its author upholds in the book. At the preliminary stage, it profiles contemporary credit risk crisis. That defines the problem which takes centre stage of the book. Diagnosing credit risk as the canker of financial crisis in the banking system, it challenges contemporary management of credit risk in global banks. The book propounds five evolutionary stages of credit risk management. Doing so, it discusses implications of the stages for bank management. With appropriate case studies and analyses, the book addresses five major issues: * The dynamics of contemporary bank credit, risk, and management * Credit risk management methodology vis-à-vis bank lending need * Growing international concerns about global bank credit risk * Implications of Basel I and Basel II Accords for global bank credit risk * Evolving thinking and issues in failed bank credit risk management This book focuses on two of the three Pillars of credit risk management in banking - credit policy and control, also referred to as credit administration or credit compliance (Pillar 2); and loan workout, remediation and recovery (Pillar 3). I dealt with credit analysis, representing the Pillar 1, in another book - Analyzing and Managing Risks in Bank Lending. Pillar 2 ensures that the lending portfolio is of high quality, profitable, and effectively managed. Pillar 3 seeks, regularizes, and adopts measures that ensure that a bank always has efficient processes for loan workout, remediation of non-performing loans, and recovery of classified or lost risk assets.

Housing Finance Policy in Emerging Markets Book

Housing Finance Policy in Emerging Markets

  • Author : Loic Chiquier
  • Publisher : World Bank Publications
  • Release Date : 2009
  • Genre: Social Science
  • Pages : 491
  • ISBN 10 : 9780821377512

Housing Finance Policy in Emerging Markets Excerpt :

Housing finance markets have been changing dramatically in both emerging and developed economies. On the one hand, housing finance markets are expanding and represent a powerful engine for economic growth in many emerging economies. However, the unfolding sub-prime mortgage crisis highlights the risks and potential turbulence that this sector can introduce into the financial system when expanding without proper infrastructure and regulation. As housing finance keeps growing in emerging economies to match a rising demand for housing, new risk management approaches, business models, funding tools, and policy instruments can help. Yet many questions remain about the right balance between innovation and regulation, the extent of risks to the financial system, the appropriate role of the state to promote affordable housing, and the effects of the sub-prime crisis. This book provides a guide for policymakers dealing with housing finance in emerging markets. It highlights the prerequisites for an effective housing finance system; it lays out several policy alternatives and models of housing finance; and it explores the role of governments in expanding access to housing finance for lower-income households. There is no "best" model set out in this book. The aim is to provide a developmental roadmap that can be tailored and sequenced to each country's situation and timing.

Credit Risk Measurement Book
Score: 4
From 1 Ratings

Credit Risk Measurement

  • Author : Anthony Saunders
  • Publisher : John Wiley & Sons
  • Release Date : 2002-10-06
  • Genre: Business & Economics
  • Pages : 336
  • ISBN 10 : 9780471274766

Credit Risk Measurement Excerpt :

The most cutting-edge read on the pricing, modeling, and management of credit risk available The rise of credit risk measurement and the credit derivatives market started in the early 1990s and has grown ever since. For many professionals, understanding credit risk measurement as a discipline is now more important than ever. Credit Risk Measurement, Second Edition has been fully revised to reflect the latest thinking on credit risk measurement and to provide credit risk professionals with a solid understanding of the alternative approaches to credit risk measurement. This readable guide discusses the latest pricing, modeling, and management techniques available for dealing with credit risk. New chapters highlight the latest generation of credit risk measurement models, including a popular class known as intensity-based models. Credit Risk Measurement, Second Edition also analyzes significant changes in banking regulations that are impacting credit risk measurement at financial institutions. With fresh insights and updated information on the world of credit risk measurement, this book is a must-read reference for all credit risk professionals. Anthony Saunders (New York, NY) is the John M. Schiff Professor of Finance and Chair of the Department of Finance at the Stern School of Business at New York University. He holds positions on the Board of Academic Consultants of the Federal Reserve Board of Governors as well as the Council of Research Advisors for the Federal National Mortgage Association. He is the editor of the Journal of Banking and Finance and the Journal of Financial Markets, Instruments and Institutions. Linda Allen (New York, NY) is Professor of Finance at Baruch College and Adjunct Professor of Finance at the Stern School of Business at New York University. She also is author of Capital Markets and Institutions: A Global View (Wiley: 0471130494). Over the years, financial professionals around the world have looked to the Wiley Finance series and its wid

IFC Risk Management Services Book

IFC Risk Management Services

  • Author : Anonim
  • Publisher : Unknown
  • Release Date : 1997
  • Genre: Finance
  • Pages : 6
  • ISBN 10 : IND:30000055638070

IFC Risk Management Services Excerpt :

Financial Markets  SME Financing and Emerging Economies Book

Financial Markets SME Financing and Emerging Economies

  • Author : Giusy Chesini
  • Publisher : Springer
  • Release Date : 2017-10-11
  • Genre: Business & Economics
  • Pages : 159
  • ISBN 10 : 9783319548913

Financial Markets SME Financing and Emerging Economies Excerpt :

This book investigates small and medium sized enterprises (SMEs) access to credit, the earning quality, and the cost of debt in the European Union. It also examines two important risk measures in financial markets: the volatility index (VIX) and Credit Default Swaps (CDS). Finally, it deep dives inside one of the most important emerging markets, China, to assess monetary policy and the relationship between financial institutions and real estate firms. This work will appeal to both academics and practitioners in the areas of SME financing, financial markets and emerging economies.

Bank Risk Management in Developing Economies Book

Bank Risk Management in Developing Economies

  • Author : Leonard Onyiriuba
  • Publisher : Academic Press
  • Release Date : 2016-10-04
  • Genre: Business & Economics
  • Pages : 668
  • ISBN 10 : 9780128093597

Bank Risk Management in Developing Economies Excerpt :

Bank Risk Management in Developing Economies: Addressing the Unique Challenges of Domestic Banks provides an up-to-date resource on how domestically-based banks in emerging economies can provide financial services for all economic sectors while also contributing to national economic development policies. Because these types of bank are often exposed to risky sectors, they are usually set apart from foreign subsidiaries, and thus need risk models that foreign-based banks do not address. This book is the first to identify these needs, proposing solutions through the use of case studies and analyses that illustrate how developing economic banking crises are often rooted in managing composite risks. The book represents a departure from classical literature that focuses on assets, liabilities, and balance sheet management, by which developing economy banks, like their counterparts elsewhere, have not fared well. Contains fifty cases that reinforce risk management best practices Provides a consistent chapter format that includes abstract, keywords, learning focus, and outcomes Summaries, questions, and glossaries conclude each chapter

Risk Assessment and Financial Regulation in Emerging Markets  Banking Book

Risk Assessment and Financial Regulation in Emerging Markets Banking

  • Author : Alexander M. Karminsky
  • Publisher : Springer Nature
  • Release Date : 2021-05-11
  • Genre: Business & Economics
  • Pages : 396
  • ISBN 10 : 9783030697488

Risk Assessment and Financial Regulation in Emerging Markets Banking Excerpt :

This book describes various approaches in modelling financial risks and compiling ratings. Focusing on emerging markets, it illustrates how risk assessment is performed and analyses the use of machine learning methods for financial risk assessment and measurement. It not only offers readers insights into the differences between emerging and developed markets, but also helps them understand the development of risk management approaches for banks. Highlighting current problems connected with the evaluation and modelling of financial risks in the banking sector of emerging markets, the book presents the methodologies applied to credit and market financial risks and integrated and payment risks, and discusses the outcomes. In addition it explores the systemic risks and innovations in banking and risk management by analyzing the features of risk measurement in emerging countries. Lastly, it demonstrates the aggregation of approaches to financial risk for emerging financial markets, comparing the experiences of various countries, including Russia, Belarus, China and Brazil.